Privacy Policy:
Effective Date: 01July 2022
Last Updated: 01 July 2024
LenDing LeaDss (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, share, and protect the information you provide when using our lending services through our website https://lendingleadss.in
By using our services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.
1. Information We Collect
We collect the following categories of information from you to process your loan application and provide our services:
1.1 Personal Information
Full Name
Date of Birth
Contact Information (phone number, email address, address)
PAN Card Number, Aadhaar Number
Bank account details and IFSC code
Employment and income details
1.2 Non-Personal Information
Device information (IP address, browser type, operating system)
Cookies and tracking data (for improving website functionality)
Usage information (pages visited, time spent, etc.)
2. How We Use Your Information
We use your information for the following purposes:
To verify your identity and assess loan eligibility
To process loan applications and disburse loans
To communicate with you regarding your loan status or repayment schedules
To comply with legal and regulatory requirements
To improve our services and enhance your experience
For internal analytics, audits, and fraud detection
3. Sharing of Information
We do not sell or rent your personal information to third parties. However, we may share your data with:
Banks, NBFCs, and financial partners to process your loan
Credit bureaus for credit checks
Third-party service providers involved in payment processing, KYC verification, and data hosting
Regulatory authorities or law enforcement agencies as required by law or in response to legal processes
Group companies or affiliates for risk assessment and customer management
4. Security of Your Information
We take reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our security practices include:
Encryption of sensitive information
Access controls and regular audits
Compliance with IT security regulations and RBI guidelines
However, no system is entirely secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
As a user, you have the following rights regarding your personal data:
Access and correction: You may access your personal information and request corrections if it is inaccurate or incomplete.
Withdrawal of consent: You can withdraw your consent to data collection, but doing so may limit your ability to use certain services.
Data deletion: You may request deletion of your personal data unless we are required to retain it by law.
For any requests, contact us at info@lendingleadss.in.
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to improve user experience and analyze website traffic. You can manage your cookie preferences through your browser settings.
7. Retention of Information
We retain your personal information only as long as necessary to provide our services or as required by law. Upon expiration of the retention period, your data will be securely deleted or anonymized.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites and encourage you to read their privacy policies.
9. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
10. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. We will notify you of any significant changes through email or by posting a notice on our website.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Email: info@lendingleadss.in
Phone: 84897-68049
Address:
Covai Tech Park,
Plot no 12,
Nehru Nagar west,
Civil Aerodrome Post,
Coimbatore-641014.
12. Grievance Redressal
In accordance with the Information Technology Act, 2000 and rules made thereunder, the name and contact details of the Grievance Officer are provided below:
Grievance Officer: Kumar
Email: grievance@lendingleadss.in
Phone: 89406-59985
