Terms and Conditions:

Effective Date: 01 July 22

Welcome to LenDing LeaDss!

These Terms and Conditions govern the use of the services provided by LenDing LeaDss (“Company,” “we,” or “us”) through our platform/website [https://lendingleadss.in / LenDing LeaDss. By accessing or using our services, you agree to comply with these Terms and Conditions. Please read them carefully.

1. Eligibility

1.1. You must be at least 18 years old and a resident of India to use our services.
1.2. You must provide valid identification and other documents requested for verification purposes.
1.3. The loan provided is subject to your creditworthiness, KYC verification, and compliance with regulatory guidelines.

2. Services Offered

2.1. The Company provides loans services, including but not limited to personal loans, business loans, and other financial products (“Loan”).
2.2. Loan approval, tenure, and interest rates are subject to our internal credit policies, RBI regulations, Concern bank credit policies and the information provided by you.

3. Registration and Account Creation

3.1. You must create an account on the Website to apply for a loan.
3.2. You are responsible for maintaining the confidentiality of your account credentials.
3.3. Any activities performed using your account will be deemed to be performed by you.

4. Loan Application and Disbursement

4.1. Loan applications are subject to approval based on Banks internal assessments.
4.2. The disbursal of the loan amount from banks will be made to your registered bank account within 24 hrs of approval.
4.3. The loan agreement signed digitally or physically will bind both parties under Indian law.

5. Interest Rate, Fees, and Repayment

5.1. The applicable interest rate and processing fees will be disclosed in the loan agreement.
5.2. Late repayment will attract additional interest or penalties as specified in the agreement.
5.3. EMI payments should be made on or before the due date to avoid penalties.
5.4. Pre-payment or foreclosure is allowed, subject to pre-closure charges, if any, specified in the loan agreement.
5.5. You agree that any Service Fees paid by you to us are non-refundable whether or not you borrow or for any reason.

6. User Obligations

6.1. You must provide accurate, complete, and updated information.
6.2. You agree to use the loan only for legitimate and legal purposes.
6.3. You must notify us immediately of any unauthorized activity in your account.

7. Privacy Policy

7.1. We collect and use personal information in accordance with our Privacy Policy.
7.2. By using our services, you consent to the collection and sharing of your information with credit bureaus and regulators as required.

8. Default and Recovery

8.1. If you fail to repay the loan on time, we reserve the right to initiate legal proceedings or recovery actions.
8.2. We may share your default information with credit bureaus, which may impact your credit score.
8.3. You will bear all costs associated with legal or recovery proceedings.

9. Limitation of Liability

9.1. The Company shall not be liable for any loss or damages arising from technical disruptions, third-party actions, or force majeure events.
9.2. We shall not be responsible for any delay in loan disbursement due to factors beyond our control.

10. Intellectual Property

10.1. All content on the Website, including trademarks, logos, and text, is owned by or licensed to the Company.
10.2. You may not reproduce, distribute, or modify the content without our prior written consent.

11. Termination

11.1. We reserve the right to terminate your account and access to services if you violate these Terms.
11.2. Termination will not affect your obligation to repay any outstanding loans or fees.

12. Amendment of Terms

12.1. We may revise these Terms and Conditions from time to time.
12.2. Any changes will be notified on the Website, and continued use of the services constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

13.1. These Terms shall be governed by and construed in accordance with the laws of India.
13.2. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Coimbatore(Tamilnadu).

14. Contact Us

For any questions or concerns, please contact us at:

Email: info@lendingleadss.in
Phone: 84897-68049
Address:
Covai Tech Park
Plot no12
Nehru Nagar west
Civil Aerodrome Post
Coimbatore-641014.